To qualify for an auto loan, you must:
Have a U.S. street address that you currently reside at;
- not be residing in Colorado, Iowa, Louisiana, Maryland, Nevada, West Virginia;
have a valid email account;
have a verifiable name, date of birth, and social security number;
have a job or job offer you’ve accepted and will start within six months or another verifiable source of regular income that you do not expect to terminate within three months of the application date;
have a personal banking account at a U.S. financial institution with a routing transit number; and
meet our minimum credit requirements.
See below for car and auto loan eligibility requirements.