To refinance your auto loan with Upstart, you must have at least 24 months of payments remaining and an outstanding balance of between $3,000 and $60,000 on your loan. Please see below, some states have specific limitations.

State Specific Eligibility Requirements:

• Connecticut: max 12% APR
• New Jersey: max loan amount $50,000
• New York: max 16% APR
• Oregon: max loan amount $50,000
• Vermont: max 12% APR
• Wyoming: max loan amount $75,000
• District of Columbia: max 24% APR

The qualifying loan must be current at the time of application.